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I've been asked to pay an upfront fee for credit repair. Is an advance fee common for this type of work?

 

A: Beware of advance fees! An advance fee is the most common type of consumer fraud. This type of fraud occurs when you are asked to pay money upfront to secure a loan, credit card, or service performed.

Even though it is illegal for a credit repair company in Iowa to charge you an advanced fee, many of them do and will. You will want to stay away from the companies charging upfront fees for credit repair. Remember, you can do credit repair yourself.

In addition, if you are looking for a guaranteed loan, do not pay an advance fee to a loan broker. Loan broker scams typically make you pay an advance fee for processing or application fees. After you send the money, you never hear from that company again and you don't get that loan.

Most businesses are professional, but there are fraudulent people and companies out there. If you have been cheated through a credit repair scam or advance fee fraud, contact Brady & O'Shea today at (319) 866-9277 and learn how to protect yourself against fraudulent companies.


Brad Brady
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Brady & O'Shea, PC
2735 1st Avenue SE
Cedar Rapids, IA 52402
Phone: 319-866-9277
Fax: 319-866-9280

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