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What is robo-signing?

 

A: Robo-signing is a term that has been associated with signing off on foreclosure proceedings without properly verifying documents. This has occurred because of bank employees and mortgage loan servicers trying to get through their mounds of foreclosure paperwork quickly.

When bank employees are robotically and rapidly signing off on these documents without checking the accuracy of the paperwork, an illegal process has taken place.

Each Iowa foreclosure, as well as nationwide foreclosures, requires substantial paperwork, in which a bank employee is required to sign an affidavit testifying that their organization owns the note. This is sworn testimony in front of a notary. When this is not done correctly and is signed automatically as revealed, many banks across this nation have been identified as committing illegal activities.

If you have been a victim of robo-signing in Iowa, please call Cedar Rapids financial fraud attorneys for legal advice today. Contact the law office of Brady & O'Shea today at (319) 866-9277 for your free legal consultation.


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